Things To Know About The Decision Making Process

Meetings are a crucial part of any business to make sure that all business operations are running smoothly. The decision-making process matters most when it comes to discussing issues that surrounds your venture. It is true that groups are oftentimes being dominated by an individual in order to agree on a certain course of action. By using a structured process of discussing issues, meetings can become more efficient and the group’s performance can be enhanced.

Some Basic Processes That A Chairperson Or Members Can Facilitate

Brainstorming – This process will generate a lot of spontaneous and diverse ideas within a short time frame. Some of the rules that you must adhere to when using this process will include no criticism on any point, everyone must participate, and the ideas must be recorded until they are exhausted. All the ideas are recorded on a board so that everyone can see it. After the brainstorming, the list will be screened and points would be clarified. All the members will then choose their 5 priority items and decide on a course of action.

Prioritizing Technique – Every participant will think of ideas or perhaps solutions that are written on a chart or board. It is from these ideas that the group will develop different options or solutions. In order to arrive at the option which the majority supports, participants may be asked to rank the options by using a scale of 1-5, where 5 points represents their 1st choice, 4 the 2nd, and so on. The desired option is the one which accumulates the highest total score. Apart from giving points or ranking the options, another way of determining which option does the majority supports is by giving every individual 5 sticky dots and have them place the dots beside the option they want. They can actually select 5 individual options or perhaps place multiple dots on the option they really prefer. The course of action will be determined by the option having the greatest number of dots.

SWOT Analysis – This process will determine the Strengths, Weakness, Opportunities, and Threats of a certain situation. This analysis will greatly help the group in determining the right direction.

Force Field Analysis – This process is a great way of graphically showing the forces which drive for changes or perhaps forces that restrain changes in relation to a certain situation.

These are the different decision-making processes that businesses use in order to come up with the best option when dealing with a certain issue. Apart from knowing these processes, another important thing to consider in order to ensure a successful meeting is to set-up a work-efficient meeting or virtual room.

What You Need To Know Before Looking For A Business Hotel

Whether you are traveling for business or are looking for a place to host a professional conference, finding the right business hotel can be tricky. With a lot at stake, you want to be certain you contract with a professional, competent and reputable hotel. Fortunately, there are some tell-tale signs of what constitutes stellar accommodations. Take a look at the following guide to help you locate the right hotel for your needs:

Seek out experienced staff

Hosting a business meeting in a hotel setting requires the employment of a competent and professional staff. From the concierge to the manager, to the chef, it all matters, as these people can make or break your event. With quality employees, you can rest assured that they will fill in the gaps in which you may lack experience. From large matters like seating arrangements and reservation help to technological assistance with PowerPoint and surround sound, to the small matters of having refreshments, it is important that your event run smoothly. And an experienced staff at a business hotel can make that happen.

If you are simply searching for accommodations while on a business trip, then the staff still matters. With a top-notch concierge, you can relax while the employees manage your logistical needs. It is stressful enough staying away from home. An unprofessional and rude staff can only add to that stress.

Don’t ignore the amenities

Most people believe it is unnecessary to consider any luxury item at a business hotel when traveling. This is a tragic belief! Just because you are tending to work-related matters does not mean you should not enjoy your stay. In fact, when working, luxury should be a priority. A good swimming pool and/or workout gym can help relieve stress and help you maintain your mental and physical sanity, which is an ever-growing need for many professionals. If you are unsure as to what amenities the hotel offers, you should call the front desk or concierge. And do not be afraid to ask.

If you are hosting a business event, this may be even more important, with many employees traveling to your conference. Choosing respectable accommodations indicates an adherence to quality and luxury and reflects well on your company.

Track online promotions

Many hotels and inns offer some fantastic deals, especially for the frequent traveler. In order to take advantage of these deals, you should never neglect your online searches. Signing up to be added to an email list is a terrific way to keep in touch and monitor periodic deals. And again, when in doubt, call the hotel personally and inquire after any specials they may offer.

Try not to neglect the location

While you may not always have a say over which location you are to travel, a business hotel should still be in a beautiful setting, if possible. This is especially true for those companies hosting work conferences. Find a unique town by looking at the tourist attractions. With beautiful scenery, unique restaurants and fun shopping excursions, you can transition your conference to one many people choose to frequent for years to come.

What Is Better – Short-Term Accommodation Or A Hotel?

You have planned your holidays, and now you are selecting the destination. In the meantime, I hope that you have not missed booking the room that you are looking for. Whether you are going for the business trip or you are taking your family members for the holiday, it is always preferable that you book a place that offers various amenities suiting your needs. We all know that the hotels are quite popular in all the tourist destinations around the world, but what about the privacy and luxury. Do all the hotels have the same facilities to make your trip a success?

Now, what is the second option? Have you heard about the guesthouses? They are one demanding accommodation varieties these days; almost all the tourist spots have the residing places that attract travelers from all over the world. I have also once gone for a holiday and stayed in the guesthouses. I will help you to know the difference between the hotel and guesthouse-

1. Guest house has larger space

When you are staying at the B&B accommodation, you are enjoying a larger space than the hotel. In the latter one, you are just getting 1-2 rooms that you are booking. However, in the former one, you are getting the entire space to enjoy. Even, when you are going for the business trip, you can stay in these places. You can organize the meetings with your colleagues too.

2. Unlimited privacy

From my experiences, I know that there is little privacy in the hotels. There are various types of people coming from each corner of the world to live. You cannot totally feel safe and enjoy to the fullest when you are staying at the hotel. But, in the case of the guest lodging, you are going to get unlimited privacy. Therefore, for the next time, when I go with my kids, I will surely stay at the guest houses.

3. Private pool and garden area

When you are choosing the B&B lodging, you can enjoy at the private pool area or at the garden that you like. You can even have your breakfast in the garden. Both these areas are best places to relax and spend the leisure time. You can rarely get the private pool or garden at the hotels.

Apart from these, the best part is that the guesthouses give concierge services, which are great. I hope, if you book a short-term accommodation for your holiday, you will get a new experience.

Before Opting for a Personal Loan

By virtue of being an unsecured loan, personal loans have a very high rate of interest attached to it. So one should consider taking a personal loan only if:

  • You do not have an asset/security against which you can get a loan. For e.g. if you have an FD you can pledge, a secure loan might make more sense.
  • You have some visibility on your cash flows and are sure that you will be able to repay the EMIs (Equated Monthly Installments) in time. Else you are bound to enter into a debt trap.
  • There is an emergency and you need funds immediately. A personal loan can be taken because the processing time is much lesser on account of minimal documentation.

Opt for personal loans only to meet your essential needs which cannot wait. It should be your last resort. Taking it for satisfying leisure needs can prove to be costly i.e. for gambling, buying a new car (a car loan is a better bet with a lower interest) etc.

Before you choose your personal loan:

Calculate the cheapest loan offer: These loans come with very high interest rates ranging from 14% to 25%. Compare interest rates and get the complete picture by understanding the annualized interest rates for each offer. Then figure out the total amount of repayment you need to shell out with all the offers before opting for the loan of your choice.

Processing fee ET AL: You need to keep in mind the processing fee and other fees that will be levied when you apply for your personal loan.

Prepayment penalty check: Ask upfront if there would be any penalty payments for prepayment of the personal loan at any point in time. More often than not loan consumers tend to pay up their loans earlier than planned to be rid of debt. Hence, it’s important to know if your personal loan offer allows part prepayments. If that is the case, then you should be aware from what time frame in the loan period you can start prepaying and understand the cost you incur due to such prepayments in part or full.

EMI and tenure: Evaluate all loan offers. The first condition for loan offer selection is the total money outflow that the loan will cost. The second factor is the EMI. A loan offer with a lower EMI and a longer tenure may seem attractive, as it could be easy on your purse strings, however not all such loans prove to be cost effective in the long run. Hence, first calculate the total loan cost and then try to opt for a higher EMI, which you can comfortably manage to enable a shorter loan tenure.

Keeping track of your credit history: Especially in the case of unsecured loans, your credit history, which is recorded by CIBIL (Credit Bureau India Limited) plays a critical role in your loan application being accepted. A good repayment track record ensures an instant loan approval but brownie points in the form of more attractive interest rates.

Who is eligible for a personal loan?

The eligibility criteria and their specific details may differ from banks to bank based on their perception of the risks associated with such loans. However, nearly all banks divide the potential borrowers into three categories:

  • Salaried individuals
  • Self employed individuals
  • Self employed professionals

Other factors which are taken into consideration are, age, residence, work experience, repayment capacity, past obligations and place of work.

What documents are required for personal loans?

Personal loans require the least number of documents, making it the fastest to be approved. Typically, financial institutions would require proof of identity, residence, income and also 3 to 6 months of your bank statements. Some banks also require guarantors and the same set of their documents.

Alternatives to a personal loan

As indicated in the beginning of the article if you have access to investments that you can pledge, like shares, fixed deposits, gold, insurance policies etc. you can obtain a loan against them. The interest rates are lower compared to personal loan interest rates.

Studying Effectively For Exams – A How-To Guide

Entrance exams after middle schools have become the common norm for the students who aspire to enter specific career streams. These exams have become the intrinsic component because of the higher number of aspirants and the emergent competition dynamics in almost every field. The seats are limited while each year large numbers of students want to get through the screening and gain a seat in the top institutions in higher education and learning. An entrance exam has, therefore, become a career kiosk for the student and needs to be mastered if the future is to be secured!

What is most required for cracking the entrance exam?

It is important to note the fact that a student despite passing his 10th or 12th classes board exams with good marks finds difficulty in getting through the entrance and screening tests organized by various institutions. This is an irony! Experts in the coaching and counseling field opine that the gap lies not in the substance but in the direction. The student has grabbed all the concepts pretty well but he still finds a problem in applying those concepts of the syllabus while attempting the competition papers at entrance exams! This means that proper guidance is sought by the competitor and in a dynamic manner too; so that he is able to mold the acquired knowledge and learning as per the demand of the higher order questions served to him in the competition.

How to seek good guidance and assistance for the entrance exam?

Choice of the mentor or guide is necessary who not only delivers the core concepts but also inculcates in the student, the ability to make use of those concepts in solving the presented problems and analyses. Practice is also important and thus regular test series need to be attempted by the student. A self-study and assessment schedule should be considered as a generic continuous activity by the student.

Train your mind for the exam

Your mind should be prepared to perform well during an exam. This requires consistency over a long period of time. If you are planning to give your exam in 9-12 slot, you should practice solving papers at the same time so that your mind is trained to be super active during that period.

Stay Physically and Mentally Balanced

Keeping yourself and your mind healthy is quite neglected during exam preparation but it can have adverse effects in the final outcome. Exercise daily and sleep well so that your mind and body are fresh when you are taking the exam. Avoid sleeping late and tune your mind so that it works best in the time slot of your final exam.

With these confirmations, the entrance exam kiosk lays wide open for the aspirant for sure.

Cell Phone Company Secrets – Here Are Three Reasons Why Your Cell Phone Bill Is High

Back in the 20th century when the first signs of technology started becoming visible, most people predicted that the costs of using cell phones were going to go down but the mesmerizing fact is that they have not gone down, they actually shot up.

Now, I understand why this can be a cause for concern because there is nothing as annoying as not being able to communicate with your loved ones because you can not handle the bill at the end of the month. But sometimes, before we blame the providers for everything, there are many explanations as to why cell phone bills are skyrocketing and here are some of those reasons.

1. Smuggling of fees

Forgive my choice of words above but that’s what I believe a lot of carriers are doing. A lot of mobile carriers are either increasing their fees in fractions of percentages to the ignorance of the consumers. Over time, this is leading to an increase of fees in general. Some of the costs that were recently introduced and some of the costs that are being added to your bill every month are extra fees, such as early termination fee and contract extension fee.

2. Increase in taxes

In many countries, it is not a secret that the government taxes cell phone companies who then go on to charge these same taxes to the consumer. What this means is that if the government increases the taxes, everything will go up with your cell phone bill and you have to pay for it. Frustrating, isn’t it?

3. Limited Data

Back in the good old days, a lot of mobile carriers used to offer unlimited data plans as part of their packages but that was before they realized the simple fact that a lot of people, especially cell phone users, can really consume a lot of data. The solution? They started capping their data, which means you will have to pay every time your data runs out. I would recommend that you talk with you current provider and ask them how much data you have. I would also recommend that you negotiate whether they have a deal to fit your lifestyle better.

There are more reasons why cell phone bills are high but if you are in search of the top
3 reasons, they are above. You should talk to cell phone experts to see how to erase extra costs on your bill. Fortunately for you, there are experts who offer quality information on how to erase unwanted fees from a bill.

Boho Chic Bollywood Fashionista

Bohemian tunic tops and caftans are effortlessly chic and can dress up your casual wardrobe giving you a Bollywood fashionable style statement. Tunics and caftans can be figure flattering if you choose the right styles and wear with the correct accessories.

Figure Flattering Tunic Tops like our cotton chikankari embroidered tunics are crisp and tailored looking. This particular style is a classic base for any spring or early summer look. Pair with distressed denim jeans, flats, and copper bracelets for a Boho Chic style. Wear on the beach as a cover up or for that beach wedding looking surreal against the pink sunset and the turquoise blue ocean.

The square, crisper shaped tunic with a little shaping on the side seams, takes care of the belly bulge. The bright colors of Indian tunics with side slits and shaped right above the ribcage gives you a relaxed fit and are figure flattering.

Trapeze style embroidered tunic tops, or caftan tunics that are relaxed and easy to pull on, can be worn with fitted pants or leggings, bringing all the focus to the hips and thighs. Show off your long legs and curves with kaftan tunics and sheer tops. Wear as a coverup over a bikini or bathing suit the colorful iridescent digital prints give an added touch of class.

Long tunics with side slits can be worn as caftans or house dresses. Loose and flowing the tunic dresses are relaxed and easy to wear. Belt at the waist if you want to accent your figure or just wear it loose for a casual bohemian fashionista.

Kashmiri artisan embroidered silk caftans in beautiful lustrous fabric and cotton crepe are so exotic and chic, kimono sleeves and side slits give them easy style. Dress up in the caftans for the holiday dinners and getaways or lounge in your cabin with a hot cup of cocoa. Bollywood inspired caftans are stunning fashion statements and great quality gifts too. Beautiful handcrafted kimonos, caftans, resort wear and bohemian clothing inspired by Bollywood fashion, make these holidays special. Bring in the holiday magic and the inner fun and frolic of a gypsy soul. Free spirited, casual chic and made by hand all the caftans are designer styled.

Beach weddings or festivals, the colorful, printed, jeweled caftan tunics jazz up your wardrobe. Sexy and sheer they accent your silhouette or if you would rather wear them as dresses go with a lacy bralette and leggings. Holiday gifting was never so easy. Embroidered caftans for Mom make her feel special and loved, so many colors and styles to choose from. Fall in love with the Boho Chic Bollywood style fashionista!

Totally Sauced

What would we do without our favorite sauces? Whether you are a soy sauce fan, a steak sauce addict or a Worcestershire aficionado, we love our condiments and sauces, so come along as we review a few favorites.

Like many condiments, soy sauce originates in ancient China as a way to stretch salt, which was historically expensive. The beginnings of soy sauce are traced back to the Zhou Dynasty around 2000 B.C., using fermented pulverized fish with salt as a condiment. The plentiful soybeans used in the fermentation process helped to stretch the salt content, making it more affordable for the Chinese people. When introduced to the Japanese, they used their uniquely brewed soybeans, and by the middle of the seventeenth century, the process would replace the need for so much salt, which popularized soy sauce throughout Japan as well as neighboring Asian countries.

Dutch traders discovered the tangy sauce and began carrying it back to Holland in barrels, where its popularity spread throughout western Europe. In the 1800’s, thousands of Chinese arrived on the West Coast of the U.S. looking for work, and they brought their distinctive style of cooking and recipes with them. Eventually soy sauce became one of the components of Worcestershire sauce, which was developed in England in the 1800’s.

Worcestershire sauce is named after the city where it was created, Worcester, England. It’s believed that a local British aristocrat, who had been a Governor of Bengal, discovered the sauce while living in India and wanted it reproduced for his fellow Englishmen upon his return home. He visited a chemist shop in Worcester, asking for the recipe he had to be duplicated. The two chemists, Lea and Perrins, created the sauce as best they could, but found they disliked the concoction and stored it in their cellar. Some time later, after it had fermented, they re-tasted the preparation to discover it was delicious. Although today, the ingredients are listed on the label, the exact recipe has never been revealed and still remains a closely guarded secret. As Lea and Perrins sauce became popular, others scrambled to create something similar. Just in the city of Worcester alone, there were originally over 30 varieties of the sauce, but Lea and Perrins has dominated from the beginning. During that time, plain and tough meats were greatly enhanced by sauces, and Lea and Perrins was welcomed on dinner tables, eventually finding its way to the U.S. during the nineteenth century.

Steak sauce was created around 1824 by the chef of King George IV in England. Although some historians claim that the King may have pronounced the sauce “A1” which lead to its name, it is possible that steak sauce was created in 1824 back in Richmond, Virginia by Matt Leader, who had been a chef to King George IV. Labeled “steak sauce” for almost 50 years, in 2014, Kraft Foods declared that A1 Steak Sauce “is no longer just for steak”, and removed that moniker from its label. They proclaimed that A1 Sauce is good “for almost everything.”

Needless to say, there are countless sauces on the grocery shelves to accommodate everyone’s taste, or perhaps you are a minimalist and prefer using just a bit of salt and pepper. Whatever your taste buds dictate, there’s no denying that we love our seasonings and sauces, no matter where we live.

Lace Wedding Invites: Good Or Bad?

Your wedding is undoubtedly the most special occasion in your life! No matter how you plan it or what kind of arrangements you make, you will surely want to make it special and unique. While the d├ęcor, food, and flowers are integral parts of the entire project, the invites are also important. Designing, conceptualizing, and choosing invitation cards seems to be a huge responsibility, and that needs to be done perfectly. You will surely have a creative bent of mind and wish to reflect it in the best way. With designer wedding invitations, you will have the opportunity to do so.

Expressing your creativity

When it comes to expressing your creative thoughts and ideas, nothing can get better than attractive, stylish, and stunning Lace Wedding Invites. These cards exude a special charm and can make the entire occasion unique. Designs are intricate, and there’s a vintage appeal that captivates the attention of every individual. If you want to do something different in your D-Day that everyone will remember, choosing these special cards will be the best thing to do.

Why opt for lace

It is highly imperative to choose the best material for your invitation card. The market is filled with a gamut of options, and you need to choose the best ones. Lace ranks among the most attractive, intricate, and ornate materials. You can either invest in the customized Lace Wedding Invites designed by the leading suppliers or rely on your own choices. If somebody wants to choose cards for theme weddings, that will also be available. Here are some reasons that say why lace is the perfect option for such occasions:

  1. Intricate – As a material, this particular option is intricate and beautiful. You can see the minute designs which will make even the biggest critic happy. The detailed artwork on these cards makes them special. You can reflect your passion for creativity in the best way.
  2. Vintage – The material exudes a classy, conventional, and sophisticated charm. Lace designs reflect the vintage charm and classic European designs. Your guests will love to get them, and you will be in awe of these invites.
  3. Classy – Apart from the conventional European touch, lace invitations add class and glamor to the entire occasion. No matter whether it’s a beach wedding or theme marriage, your cards will reflect the refined taste and the quintessential classiness.

Getting the best options

You can add a touch of drama to these cards by opting for the jeweled ones. Or you can also keep it simple, subtle, and soft. From vertical to other shapes, you will have a multitude of options to choose from. Know your preferences and depending on that, you can opt for the perfect cards.

Purchase today

The leading suppliers of wedding cards have a rich inventory of such attractive invites. You have every right to make the event special, and it is here that you will need these unique invitation cards. Get in touch with the top suppliers, breeze through their collections, and then opt for the right products.

Know the Pros and Cons of Having Aluminium Curtain Walling

Are you planning to give your premise or business a completely new sphere? Are you thinking of using aluminium as your strong base for the wall?

From Perforated roller shutters to solid shutters, there are various options that are in accordance with the need of an individual.

Aluminium curtain walling has emerged as a popular choice amongst the business houses, as not only it gives any business a new edge but a chance for people to admire its elegance.

Aluminium curtain walling is an outer structure that protects the building frame. It generally is build up of materials like glass and aluminium frames.

If you are planning to start construction of your building and are searching for the best options for protection, then down below are few advantages and disadvantages listed of curtain walls.

Weighing all advantages of Curtain walls

Lighting and elegance

The combination of aluminium frames and glass material together makes it a very classy option to use, also allows the abundance of daylight to walk in, thus leading to less use of power consumption during the daytime.

No UV rays

UV – the ultraviolet rays are very harmful to any skin, as they can cause severe disease in long run. It is necessary to opt for a material that is very friendly in terms of harmful rays. The design of the wall confirms the 99% reduction of harmful and toxic UV rays to the human bodies.

Wind resistant

The structure of the wall is very efficient in keeping away the wind and forces that are acting against the building.

Fire extinguisher

The design of the wall is very helpful in preventing the fire from spreading floor to floor.

Disadvantages of curtain walls

Great Cost and time

These walls are very ineffective in terms of cost and time management. The Huge cost is involved while shipping the material and storing them. The time taken to complete the structure is very long too.

Replacement of sealant

To keep the wind and moisture at vicinity, a sealant is applied to the perimeter of the structure. The sealant needs to be replaced after every 10 years or so.

Peculiar Cleaning

These walls require huge cleaning and maintenance on an everyday basis. As aluminium frames are generally painted or are anodized. It is necessary to make sure that the cleaning near the anodized parts is done very carefully, as cleaning supplies or detergent can clear off the coating from such frames or material.

From curtain walling to perforated roller shutters, there are various options in the market that are very responsive and advanced towards the styling and security of any venture.